Free tool
Startup CostCalculator
Estimate what it actually costs to open a café in the UK — fit-out, equipment, working capital and more. Fill in what you know; the rest defaults to typical UK figures.
Premises
Fit-out & Renovation
Equipment
Entry
Second-hand espresso machine, basic grinders
Mid
Commercial machine, quality grinders, decent kit
Premium
Top-spec La Marzocco style, multiple grinders
Brand & Marketing
Legal & Misc
Working Capital
Enter your monthly rent above, or expand to add your own monthly costs.
Funding Sources
Estimated total
£49,500
Based on your inputs
Cash vs. Financeable
Equipment finance up to 100% · fit-out loan up to 50%
Funding gap
Add your funding sources in the left column to see your gap.
These are estimates — your actual costs will vary.
Figures are based on typical UK café costs in 2025. Always get quotes before committing.
Got your numbers?
Let's talk through what you're building and make sure the plan works.